Axis Bank Atlas Travel Credit Card has a variety of credit cards, including the Atlas Credit Card. This card is perfect for those who are new to earning air miles. This card is a good introduction to travel rewards. Users can collect miles on their flights and travel expenses.
The Axis Bank Atlas Credit Card offers unique features that may initially seem complicated. We’ve put together a simple guide to help you get the most out of your card. This guide will help you understand and utilize the features of your card, whether you are considering applying for it or have already received one.
Axis Bank Atlas Travel Credit Card Overview
| Feature | Details |
|---|---|
| Type | Travel Credit Card |
| Reward Rate | 4% to 18% |
| Annual Fee | ₹5,000 + GST |
| Best For | Direct Hotel & Airline Spends |
| USP | Tiered benefits based on spends |
| Best Suited For | Premium credit card users with a focus on travel |
| Replacement For | Axis Magnus (post-devaluation in 2024) |
Axis Bank Atlas Travel Credit Card Fees
| Fee Type | Amount |
|---|---|
| Joining Fee | ₹5,000 + GST |
| Welcome Benefit | 2,500 Edge Miles (₹5,000 value) |
| Renewal Fee | ₹5,000 + GST |
| Renewal Benefit | – 2,500 Edge Miles (Silver) – 5,000 Edge Miles (Gold) – 10,000 Edge Miles (Platinum) |
| Renewal Fee Waiver | Nil |
Value Proposition
- Welcome Benefit: 2,500 Edge Miles, which can be redeemed for:
- ITC Hotels: ₹5,000 worth of stay, food, etc.
- Accor Hotels (e.g., Ibis, Novotel, Sofitel): Approximately ₹9,000 in value.
- Effective Value Gain: By paying ₹5,000, you receive value up to ₹9,000, resulting in a potential gain of 50%.
Additional Information
- No Renewal Fee Waiver: There is no option for a waiver on the renewal fee.
- Renewal Benefits: Attractive benefits based on spending during the card anniversary year.
Axis Bank Atlas Travel Credit Card Rewards
| Spend Type | Edge Miles Earned | Reward Rate (Edge Rewards Portal) | Reward Rate (Points Transfer) | Max Cap (per month) |
|---|---|---|---|---|
| Regular Spends | 2 / 100 INR | 2% | ~4% | – |
| Axis Travel Edge Portal, Airlines & Hotels (Direct) | 5 / 100 INR | 5% | ~10% | ₹2,00,000 Spend |
Axis Bank Atlas Travel Credit Card Redemption
| Redemption Method | Conversion Rate |
|---|---|
| Travel Edge Portal | 1:1 (for flights/hotels) |
| Transfer to Airline/Hotel Partners | Airlines: 1:2 Hotels (IHG & ITC): 1:2 Marriott Bonvoy: 2:1 |
Note: It is generally better to transfer points to airlines and hotels for better value. Transferring to Marriott Bonvoy is less advantageous, but transferring to ITC first can be beneficial.
Axis Bank Credit Card Redemption Capping
| Group | Edge Miles Limit | Partner Miles Limit |
|---|---|---|
| Group A | 30,000 Edge Miles | 60,000 Partner Miles |
| Group B | 1,20,000 Edge Miles | 2,40,000 Partner Miles |
Axis Bank Credit Card Milestone Benefit
| Spend Requirement | Milestone Benefit |
|---|---|
| ₹3,00,000 | 2,500 Edge Miles |
| ₹7,50,000 | 2,500 Edge Miles |
| ₹15,00,000 | 5,000 Edge Miles |
Note: For ₹15,00,000 spend, you will earn a total of 40,000 Edge Miles (30K + 10K), valued up to ₹80,000 (ITC) or ~₹1,44,000 (Accor & airline redemptions).
Axis Bank Credit Card Membership Tiers
| Membership Tier | Annual Spends |
|---|---|
| Silver | < ₹7.5 lakhs |
| Gold | ₹7.5 lakhs to ₹15 lakhs |
| Platinum | ₹15 lakhs & above |
Axis Bank Credit Card Airport Lounge Access
| Membership Tier | Domestic Visits | International Visits |
|---|---|---|
| Silver | 8 | 4 |
| Gold | 12 | 6 |
| Platinum | 18 | 12 |
Note: Lounge visits cover both primary cardholder and guests. Occasionally, you might be charged for guests; contact customer support for reversals if necessary.
Axis Bank Credit Card Eligibility
| Criteria | Details |
|---|---|
| Annual Income | ₹9 Lakhs & above |
| Existing Other Bank Credit Card | ~₹3 Lakhs or above limit |
| Approval Ease | Historically easy to get approved |
| Number of Axis Bank Credit Cards | Up to 3 Axis Bank Credit Cards allowed simultaneously |
How to Apply for Axis Bank Credit Card
| Application Method | Details |
|---|---|
| Online Application | Apply on the Axis Bank website |
| Processing Time | Generally approved within a week; card delivery in about 5 days |
| New to Bank | No need to open a new Axis Bank Savings A/c to get the credit card |
Frequently Asked Questions
Do I have dining privileges with my Axis Atlas card?
Yes. Axis Atlas Credit Card holders can enjoy a 25% discount on selected restaurants (via EazyDiner). The minimum amount of the bill is Rs. The maximum discount is Rs. 800 available.
Can I use my Axis Atlas credit card outside of India?
The Axis Atlas card is accepted around the world. However, payments in foreign currencies will incur a 3.5% markup on the foreign exchange rate.
What if I misplace my credit card?
Contact Axis Bank Credit Card Customer Service immediately if you are unable to locate your card. Call 1 -860-419- 5555, or 1 -860-500- 5555.
What are the credit card’s welcoming benefits?
You will receive 5,000 bonus points when you make your first three purchases using the Axis Bank Atlas Credit Card.
How many free airport lounge visits will I receive with the Axis Atlas Card?
The digits of international and domestic lounge visits you receive on the Axis Atlas are determined by your Tier: Silver, Gold, or Platinum.
Silver Tier: 4 international lounge trips and eight domestic lounge visits per year.
Gold Tier: 6 international lounge trips and 12 domestic lounge visits per year.
Platinum Tier: Accesses 12 international and 18 domestic lounges per year.
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