Do you love online shopping, ordering delicious food, or watching latest movies? If yes, then the Bajaj Finserv RBL Binge SuperCard might just be your perfect choice for you. Its also known as a “3-in-1 powerhouse credit card,” this credit card has combine lot of exciting rewards and offers, provide EMI options, and exclusive lifestyle perks like free movie tickets and airport lounge access. In this article we will review Bajaj Finserv RBL Binge SuperCard, we’ll break down this credit card’s key features, fees, eligibility criteria, application process, and help you decide if it’s the right fit for your wallet and lifestyle.
What is the Bajaj Finserv RBL Binge SuperCard?
The Binge SuperCard is a co-branded credit card launched by Bajaj Finserv in partnership with RBL Bank. As part of the popular Bajaj SuperCard family, it’s designed especially for young professionals, shopaholics, and entertainment lovers who want rewards on every spend they do, along with flexible payment options. Here are the Bajaj Finserv RBL Binge SuperCard offers:
- Shopping rewards on both online and offline spends.
- Ability to convert purchases above ₹2,500 into easy EMIs.
- Access to exclusive lifestyle benefits such as free movie tickets and airport lounge access.
- Emergency cash advance to help you manage financial surprises without hassle.
Top Features & Benefits
- 12 Free Movie Tickets Per Year: Get one free movie ticket every month (valid on BookMyShow or equivalent platforms), perfect for movie lovers.
- 5% Cashback on Food Delivery & Online Shopping: Save more while enjoying your favorite meals or shopping online.
- Airport Lounge Access: Enjoy two complimentary domestic lounge visits per year, available once per quarter.
- Emergency Interest-Free Cash: Convert your card limit into a cash loan for up to 90 days at zero processing fees and low interest.
- EMI Conversion: Convert any purchase above ₹2,500 into manageable EMIs, easing your monthly budgets.
- Reward Points on Every Purchase: Earn reward points across all spends which can be redeemed on shopping, travel, mobile recharge, and more.
Fees & Charges
| Fee Type | Amount | Notes |
|---|---|---|
| Joining Fee | ₹999 + GST | Waived off for first-year new customers |
| Annual Fee | ₹999 | Waived if you spend ₹1 lakh+ annually |
| APR/Interest | 3.5% per month (~42% p.a) | On revolving/EMI balances |
| Late Fee | ₹500–₹1,300 | Based on outstanding dues |
Eligibility Criteria
To apply for the Binge SuperCard, you need to meet the following requirements:
- Indian citizen aged between 21 and 60 years.
- Monthly income of at least ₹30,000.
- PAN and Aadhaar cards are mandatory for KYC verification.
- Good credit score of 750 or above is preferred.
- Should not have any major negative records on credit history.
How to Apply
Follow these simple steps to get your Binge SuperCard:
- Visit the official Bajaj Finserv website or RBL Bank portal.
- Perform an instant eligibility check by entering your basic details.
- Fill out the detailed application form and upload required documents (PAN, Aadhaar, income proofs).
- Await the verification and approval process, usually completed within a few business days.
- Once approved, your card will be dispatched to your registered address.
- Activate your card via the app or website and start enjoying the benefits immediately.
Pros & Cons
✅ Pros:
- Ideal for foodies, online shoppers, and movie fans.
- Easy EMI and emergency cash options provide financial flexibility.
- Rewards and cashback make everyday spends rewarding.
❌ Cons:
- Annual fee can be high if you don’t fully utilize the benefits.
- Not suitable for frequent international travelers or those seeking air miles.
Who Should Get the Binge SuperCard?
- Young professionals who love shopping online and dining out.
- Bajaj Finserv EMI Network card users looking to upgrade to a premium rewards card.
- Millennials building their credit history while enjoying attractive rewards and lifestyle perks.
Conclusion
The Bajaj Finserv RBL Binge SuperCard caters to modern spenders who want a credit card that is more than just a payment tool. With generous rewards on shopping and entertainment, plus the convenience of easy EMIs and emergency cash, it’s an attractive choice for many. If you enjoy a mix of utility and fun, applying through trusted portals like CreditCardZone.in is a smart move.
FAQs
1. What is the credit limit on the Binge SuperCard?
Credit limits vary based on income, credit history, and eligibility, usually starting around ₹35,000 and can go much higher.
2. How do movie ticket offers work?
You get one free movie ticket every month via BookMyShow or equivalent, valid up to ₹200 per ticket.
3. Can I convert all purchases to EMI?
Purchases above ₹2,500 can be converted into EMI. However, some categories may be excluded.
4. Is the Binge SuperCard better than the Bajaj Value Plus SuperCard?
Binge SuperCard is preferable for entertainment and lifestyle perks, while the Value Plus card focuses more on cashback and no-cost EMI benefits.
5. What if I don’t meet the eligibility criteria?
You may consider securing your credit score and income proof first or explore other Bajaj SuperCard variants suited for different profiles.
Ready to make shopping, dining, and movie nights more rewarding? Apply for the Bajaj Finserv RBL Binge SuperCard online today and start enjoying the benefits!
Disclaimer
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