| Credit Card | Rating | Best For | Reward Rate | Joining Fee | Annual Fee | APR |
|---|---|---|---|---|---|---|
| Amazon Pay ICICI Bank | 4.7 | Cashback | 1% to 5% | Free | Free | 42% |
| Axis Bank Ace | 4.6 | Cashback | 2% to 5% | ₹499 | ₹499 | 52.86% |
| Swiggy HDFC Bank | 4.5 | Dining | 1% to 10% | ₹500 | ₹500 | 43.20% |
| HDFC Bank Millennia | 4.5 | Cashback | 1% to 5% | ₹1,000 | ₹1,000 | 43.2% |
| Standard Chartered Super Value Titanium | 4.3 | Cashback | 0.2% to 5% | ₹750 | ₹750 | 45% |
| Myntra Kotak | 4.3 | Cashback | 1.25% to 7.5% | ₹500 | ₹500 | 44.4% |
| Standard Chartered Smart | 4.3 | Cashback | Up to 2% | ₹499 | ₹499 | 45% |
| Flipkart Axis Bank | 4.2 | Cashback | 1.5% to 5% | ₹500 | ₹500 | 52.86% |
| Bajaj Finserv RBL Bank Binge Supercard | 4 | Lifestyle | 0.3% to 5% | Nil | ₹999 | 47.88% |
| Citi Bank Cashback | 4 | Cashback | 0.5% to 5% | ₹500 | ₹500 | 45% |
| AU Bank LIT | 4 | Lifestyle | 0.25% | Free | Free | 43.08% |
| DBS Bank Bajaj Finserv 5X Rewards | 4 | Lifestyle | Up to 5% | ₹499 | ₹499 | 42% |
| SBI Cashback | 3.9 | Cashback | 1% to 5% | ₹999 | ₹999 | 42% |
| HSBC Live+ | 3.8 | Cashback | 1.5% to 10% | ₹999 | ₹999 | 41.88% |
| Fibe Axis Bank | 3.8 | Cashback | 3% | Nil | Nil | 52.86% |
| Airtel Axis Bank | 3.8 | Utility | 1% to 25% | ₹500 | ₹500 | 52.86% |
| AU Bank Altura | 3.5 | Cashback | 1% to 2% | ₹199 | ₹199 | 43.08% |
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