Equitas Credit cards have evolved into more than just payment tools; they’ve become gateways to exclusive rewards, savings, and added convenience. Equitas Bank offers three standout credit cards in 2025, each tailored to unique needs: the Selfe Credit Card, PowerMiles Credit Card, and Tiga Credit Card.Whether you’re seeking flexibility, travel perks, or budget-friendly rewards, there’s an Equitas credit card designed for you. Let’s uncover their features, benefits, and which one suits your lifestyle best.
1. Selfe Credit Card: Perfect for Flexibility and Customization
The Selfe Credit Card stands out for its customizable rewards and design options. It’s ideal for individuals who want to tailor their credit card experience to match their lifestyle and spending habits.
Key Features and Benefits
| Feature | Details |
|---|---|
| Best For | Customizable rewards & entertainment perks |
| Reward Points | 🚀 5X on 2 categories of your choice (Apparel, Dining, Grocery, Utility, Taxi) 🎯 2X on all other spends |
| Free Memberships | 🎬 Choose 2 free from: Amazon Prime, Disney Hotstar, Sony Liv, Zee5 |
| Card Design Options | 🎨 Choose from Regular (classic), Green (eco-friendly), or Metal (premium) |
| Billing Flexibility | 🗓️ Choose your billing date: 12th, 16th, or 20th |
| Annual Fee | ₹1,000 (Regular) ₹1,250 (Green) ₹4,500 (Metal) |
| Eligibility | ₹5 lakh – ₹18 lakh annual income |
Who Should Get the Selfe Credit Card?
- People who want customized rewards.
- Individuals who value flexible billing and card design options.
- Those who enjoy complimentary entertainment subscriptions.
2. PowerMiles Credit Card: The Ultimate Travel Companion
If you’re a frequent traveler or someone who loves premium perks, the PowerMiles Credit Card is for you. It’s designed to reward globetrotters with travel benefits, international rewards, and luxury experiences.
Key Features and Benefits
| Feature | Details |
|---|---|
| Best For | Frequent travelers & luxury seekers |
| Premium Design | ✨ Metal Card for a sleek, high-end feel |
| Travel Perks | ✈️ 3X Points on international spends 🏆 2 complimentary domestic + 1 international lounge access per quarter 💰 2% low forex markup |
| Exclusive Memberships | 🍽️ Free access to Club Marriott & EazyDiner |
| Reward Redemption | 🎁 Redeem 1:1 for miles, luxury brands & experiences |
| Additional Benefits | 🚑 ₹1 crore air accident cover 🕵️ Zero lost card liability 🔥 24/7 Concierge Services |
| Annual Fee | ₹5,000 |
| Eligibility | Minimum ₹18 lakh annual income |
Who Should Get the PowerMiles Credit Card?
- Frequent travelers who want airport lounge access and travel insurance.
- High-income earners looking for exclusive experiences.
- Those who spend a lot internationally and benefit from low forex markups.
3. Tiga Credit Card: Affordable and Rewarding
The Tiga Credit Card offers practical rewards and benefits for everyday use, making it perfect for individuals with modest incomes. It provides a mix of affordability, rewards, and budget management features.
Key Features and Benefits
| Feature | Details |
|---|---|
| Best For | Budget-conscious users & daily rewards |
| Reward Points | 🚀 3X on UPI & contactless spends 🎯 1X on all other transactions |
| Easy EMIs | 🔄 Auto-convert eligible purchases into 3-month low-cost EMIs |
| Low-Interest Offer | 🔥 0.99% monthly interest for first 3 months |
| Interest-Free Period | 🏦 Up to 50 days interest-free credit |
| Fuel Benefits | ⛽ 1% surcharge waiver (₹500 – ₹3,000 transactions) |
| Mandate HQ | 🔄 Automate recurring payments for utilities & subscriptions |
| Insurance | 🚑 Air accident cover + lost card protection |
| Annual Fee | ₹500 |
| Eligibility | ₹2.5 lakh – ₹5 lakh annual income |
Who Should Get the Tiga Credit Card?
- Individuals looking for a low-cost credit card.
- Budget-conscious users who want practical rewards and low-cost EMI options.
- Those who want to save on fuel transactions and enjoy easy payment management.
Comparing Equitas Small Finance Bank Credit Card: Selfe, PowerMiles, and Tiga Credit Cards
Here’s a side-by-side comparison of the three credit cards to help you decide:
| Feature | Selfe Credit Card | PowerMiles Credit Card | Tiga Credit Card |
|---|---|---|---|
| Annual Fee | ₹1,000 (Regular) – ₹4,500 (Metal) | ₹5,000 | ₹500 |
| Best For | 🎨 Custom rewards & free memberships | ✈️ Travel & luxury perks | 💰 Budget-friendly & UPI rewards |
| Reward Points | 🚀 5X on selected categories | 🌍 3X on international spends | 💳 3X on UPI & contactless payments |
| Travel Perks | ❌ No | ✅ Lounge access + low forex markup | ❌ No |
| Complimentary Memberships | ✅ 2 memberships (Amazon Prime, Hotstar, Zee5, Sony Liv) | ✅ Club Marriott & EazyDiner | ❌ None |
| Target Users | Customization lovers & movie buffs | Frequent travelers & high spenders | Budget-conscious users |
| Eligibility | ₹5 – ₹18 lakh income | ₹18 lakh+ income | ₹2.5 – ₹5 lakh income |
Which Credit Card Should You Choose?
- Choose Selfe Credit Card if you want customizable rewards and entertainment memberships.
- Choose PowerMiles Credit Card if you frequently travel and want luxury perks like lounge access and low forex fees.
- Choose Tiga Credit Card if you’re on a budget but still want practical rewards and low-cost features.
🔗 More on RuPay Credit Cards
Interested in RuPay credit cards? Check out our detailed guide on Best RuPay Credit Cards in India to explore top options available! 🚀
Conclusion
Equitas Bank’s credit card lineup for 2025 offers something for everyone. Whether you’re a frequent traveler, a savvy spender, or someone looking to enhance everyday transactions, there’s a card tailored to your needs. Take time to evaluate your spending habits, priorities, and financial goals before selecting the best card.
FAQs
1. Which Equitas credit card is best for travelers?
The PowerMiles Credit Card is perfect for travelers, offering lounge access, low forex markup, and travel insurance.
2. Can I customize my Selfe Credit Card design?
Yes, the Selfe Credit Card allows you to choose between Regular, Green (eco-friendly), and Metal designs.
3. Is the Tiga Credit Card affordable?
Absolutely! With a nominal annual fee of ₹500, it’s a budget-friendly option for rewards.
4. Are there any free memberships with these cards?
Yes, the Selfe Credit Card offers two free memberships, while the PowerMiles Card provides access to Club Marriott and EazyDiner.
5. How do I apply for an Equitas credit card?
Visit the official Equitas Bank website, navigate to the credit card section, and follow the application process for your chosen card.
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